Up to three million grey fleet drivers could be on UK roads without valid car insurance.

The LeasePlan research also looks at the grey fleet, salary sacrifice, terms of procurement and ULEVs

Fleet and driver management expert TTC has revealed that one in five of its grey fleet checks fail – and nine in 10 of these failures are due to lack of appropriate insurance cover for driving private vehicles for work purposes.

With an estimated 14 million grey fleet vehicles on UK roads, it means that millions of drivers and the businesses they work for are leaving themselves at risk.

While it’s the responsibility of the driver to ensure they have business insurance in place, there is a wealth of legislation in the UK, including the Health and Safety at Work Act 1974, that require employers to manage the risks and hazards associated with the operation of grey fleet vehicles.

Organisations must be able to evidence that their grey fleet employee holds a valid driving licence, business insurance, vehicle MOT and that the vehicle is taxed.

Jim Kirkwood, CEO of TTC, commented: “While many businesses are following their duty of care and being responsible, a significant number are failing to do even the most basic checks on a regular basis. And with the UK’s grey fleet on the rise post-pandemic, it’s worrying that the one in five failure rate hasn’t improved since we first voiced our concerns back in 2014.

“There remains a fundamental need for companies to employ robust and efficient processes to manage driver compliance, and this includes ensuring their drivers are fully aware the responsibility to have adequate business insurance sits firmly with them personally.”