Uninsured accident claims on the rise
The number of claims made following accidents with uninsured drivers has increased for the first time in more than a decade, the Motor Insurers’ Bureau (MIB) has reported.
Funded by insurance premiums, the MIB compensates victims of uninsured drivers. Working in partnership with insurers, police and DVLA, the MIB has seen the level of uninsured driving reduce reduce by more than 50% since 2004.
However in the last 12 months MIB has seen claims against uninsured drivers rise by almost 10%.
Factors that impact the number of claims MIB receives include an increase in people driving without insurance as well as changes in the number of vehicles on the road, the licensed population and effectiveness of enforcement.
Ashton West OBE, chief executive at MIB, said: “We recognise the need to understand the increase in claims further so are currently undertaking a piece of work to explore what impact this could be having. Ultimately our message is the same as always – if you are driving without insurance you will get caught.”
RAC insurance director Mark Godfrey added: “Although the facts need to confirmed, there is a clear suggestion here that we might be seeing an increase in uninsured drivers on our roads – which, if true, would be a cause of concern. Industry figures from 2016 suggest there are around a million uninsured drivers on UK roads and that’s a figure we want to see come down, not go up.