Direct Line Car Insurance has identified the UK hotspots for uninsured motorists involved in accidents as it warns of a rise in the number of drivers without insurance.

Bradford West residents are twice as likely to be involved in a collision with an uninsured driver than the national average

The firm’s analysis of Motor Insurers’ Bureau (MIB) data shows that Bradford West constituency in West Yorkshire has the highest number of insurance claims involving uninsured drivers – double the national average.

Four of the top 10 constituencies with the highest rate of collisions where one party was uninsured were in the West Midlands while three were in the North West, two were in Yorkshire and one was in London.

Other findings included that 82% of those who reported a collision caused by an uninsured driver from Bradford West sustained an injury, and that nearly a third of the incidents from Bradford West involved male uninsured drivers under the age of 22.

Direct Line also warned that the number of drivers penalised for keeping a vehicle that does not meet insurance requirements has risen 11% in three years.

Steve Barrett, head of car insurance at Direct Line, commented: “When people are unfortunate enough to be in collision with an uninsured driver they could suffer severe injury or financial loss and either scenario could turn their world upside down. It’s important to contact the police as soon as possible in this situation to help towards reducing the number of uninsured drivers on Britain’s roads, plus by contacting the police drivers may avoid paying an excess.”