Millions of motorists willing to fake injury claims
That’s the finding from new research commissioned by Gocompare.com carried out this month (March 2013).
The survey found that 66% of motorists feel that people making claims for minor injuries are pushing up the costs of insurance for everyone yet almost the same number (63%) still believe it’s fine for people to try to get compensation if they have been seriously injured in a road accident which wasn’t their fault.
Scott Kelly, head of motor services at Gocompare.com, said: ‘Unfortunately, it’s increasingly inevitable that a road accident will be swiftly followed by a claim for some sort of personal injury. And while genuine claims should be encouraged, inflated or false claims, which result in higher premiums for everyone as insurers pass the bill on to all drivers, must be addressed.
‘Part of the blame lies with the claims companies which target people by telling them they can make thousands of pounds by claiming for injuries sustained in an accident on the road. New laws being introduced this April to ban referral fees and the use of incentives by claims management companies will hopefully go some way towards reducing the number of fake and exaggerated personal injury claims being made.’
The Gocompare.com research comes as the Association of British Insurers (ABI) releases new proposals to clamp down on the UK's whiplash epidemic. Under their plans, people claiming whiplash injury would be required to undergo examination by an accredited medical expert.
Gocompare.com’s Scott Kelly added: ‘We hope that Government and industry-led initiatives will result in a more effective way of distinguishing between genuine claimants and have-a-go compensation chasers. If insurers are able to make sure they are only paying out for genuine claims, this will hopefully be reflected in all of our car insurance premiums.’