The man from Liverpool accumulated 45 licence penalty points in November, according to figures released by the DVLA following an IAM freedom of information request.

The points were all for failing to disclose the identity of the driver or exceeding statutory speed limit on a public road, between 1st October 2012 and 20th June 2013.  

This beats the previous record of 42 points racked up by a female, as revealed by the IAM last September .

The second-highest points total, 36, went to a man from Warrington, Cheshire, who was caught driving without insurance six times in less than two weeks, between 20 February and 2 March 2012.

Of the top 20 licence-points holders, only three are women. Failing to give the identity of the owner, speeding, and driving uninsured are the most common reasons for points.

IAM chief executive Simon Best said: ‘Last September, the IAM highlighted a driver with 42 points on their licence and we were told that more would be done to address the issue. Incredibly, we now have someone driving with 45 points. DVLA must rapidly overall their systems and working relationships with the courts to ensure that the whole principle of 12 points and you are off the road is not undermined. 

‘Any suggestion that some drivers may be able to speed with impunity and then talk themselves out of a ban puts our whole approach to enforcement into question.  The police and the motoring public need to have confidence that those caught speeding or breaking other motoring laws will be dealt with equally.’