Dashcams should be mandatory on all new cars, says CCTV installer
CCTV.co.uk says it is convinced that dashcams in cars will be invaluable for police investigations into accidents, and will put a huge dent in insurance fraud, which costs drivers up to £50 per year in increased premiums.
‘It's estimated that insurance fraud cost the country nearly £400 million every year,’ said the firm's Jonathan Ratcliffe. ‘Compulsory cameras in cars would put the scammers out of business virtually overnight surely?’
Ratcliffe pointed to the experience of other countries to show the benefits of a compulsory dashcam scheme.
‘In Russia, fraud became so rampant that dashcams are all but a condition of taking out an insurance policy,’ he said.
‘Insurers and courts there will now only accept video evidence when it comes to making a road-related claim.’
One cottage industry in Russia involved pedestrians throwing themselves at stationary cars at traffic lights and claiming to have been run over.
‘Dashcam footage has wiped that dodgy practice out,’ said Ratcliffe, ‘and video evidence will do much the same in the UK.’
Although there's a significant cost for installing a dashcam, prices are already plummeting.
‘Insurance companies should make them more attractive by offering discounts on premiums for drivers who have these devices fitted,’ said Ratcliffe.
‘They're small, they're discrete, and they encourage good driving.’